# CARMA Climate Risk Platform
*analysis-service . products*

CARMA combines climate and Earth-observation datasets with AI crop-yield models, scenario testing, underwriting, claims monitoring and API integration for agricultural insurance.

## Specifications
- **manufacturer**: agtuall
- **entity type**: analysis_service
- **last verified date**: 2026-06-10
- **verified by**: operator
- **claim status**: unclaimed
- **provider**: agtuall
- **attributes**: {"kind":"analysis-service","manufacturer":"agtuall","description":"CARMA combines climate and Earth-observation datasets with AI crop-yield models, scenario testing, underwriting, claims monitoring and API integration for agricultural insurance."}
- **relevance**: in-scope

## Editorial
CARMA is Agtuall's climate risk platform for agricultural insurance. It combines climate datasets and Earth observation imagery with AI-driven crop-yield models to support underwriting, scenario testing, claims monitoring, and API-based integration into insurance workflows.[^agtuall-carma-page]

The platform ingests Sentinel satellite data alongside climate records to derive vegetation indices, precipitation signals, and optical time-series indicators at field and regional scale.[^agtuall-carma-page] Machine learning methods including supervised tree-ensemble classification are applied to estimate yield probability distributions and assess crop stress.[^agtuall-carma-page] Outputs serve agricultural insurers needing evidence-based risk pricing and loss verification without relying solely on ground-based inspection.[^agtuall-home]

## Sources
- [agtuall-carma-page] | Agtuall CARMA Climate Risk Platform | https://agtuall.com/carma | tier=operator-engineering | accessed=2026-06-10
- [agtuall-home] | Agtuall homepage | https://agtuall.com/ | tier=operator-marketing | accessed=2026-06-10

---
Source: https://eo-atlas.org/products/analysis-service/agtuall-carma
Maintainer: SpectraWorks B.V. (CC-BY 4.0)